Blogmas #6 ⛄ Christmas On A Budget

I could probably say that I've done every single Christmas of my life so far on a budget.  And let's face it, I'm a musician - I probably ALWAYS WILL do Christmas on a budget too!  Even when I was a child and my Mom would give me some money to buy my own cards and a present for my Dad, and my Dad gave me some money to buy a present for my Mom, I had to think about how I would spend this limited amount of money and prioritise.  Therefore, I've definitely collected a few ideas over the years about how best to do Christmas when on a tight budget.  I know it's hard to believe when you see these big and extravagant Christmas's on TV or perhaps amongst our own friends, but just because money isn't flowing freely and liberally in the household does NOT mean that we have to skimp on a good Christmas.  There are so many ways, some that you might not even notice, to celebrate a really great, fun and festive Christmas while not spending vast amounts of money.  I hope you are able to take inspiration from this post, and that money will be the least of your worries this Christmas.

I've decided to divide my ideas into the different 'main' categories of Christmas spending.  But I wanted to start and finish with a general piece of advice.  So, to begin with, I would advise you to take a brave, long, hard look at your finances and set a realistic Christmas budget.  I have written a post previously on budgeting tips (which you can read here), so you can work out how much spare money you have to spend this Christmas.  Just having a rough estimated figure in your head will really help you in your planning and will ensure that you don't over-spend and find yourself in a lot of trouble in January.  If you like, once you have a total figure worked out, you might want to divide it into the categories that I mention below, so you can plan how much you have to spend in each area.  I know this is boring, and such a drag, but trust me on this - it's worth it!

🎄 Gifts
So, for me, this was always the most expensive and most financially stressful aspect of Christmas spending, and I know it is for a lot of other people too.  We all want to show the people we love how much we care about them with beautiful gifts, and if you have children you also have the big S word to worry about too.  Here are my tips for cheaper gift alternatives and ways to get around parting with big bucks.


🎄 Food
OK, so we all love to stuff our faces at Christmas time.  However, doing this while also saving money is SO EASY!  There's really no need to over-spend here.


🎄 Decorations
Decorations can be surprisingly expensive and, although they are not really necessary, they are really lovely to have at your home to create a cosy Christmassy mood.  Here are some ways to get around forking out a fortune for them.


🎄 Christmas activities
While ice skating, big holidays and fancy dinners are definitely a luxurious and expensive way to spend Christmas, they are definitely not necessary to have a good time.  Here are some ideas for cheaper activities for the family.


I will finish this post with one more parting piece of advice, which I have definitely learnt in the recent years: don't be guilted in!  Christmas will be whatever you make it, regardless of how much money you spend.  Don't be guilted in to spending more money than you have - it's not necessary to have a great time.

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